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This is 21-year-old Foday. He is single and has no children. He has one dependent, who is his grandmother. He is assisting her because of her old age.

In 2008, Foday established his business selling phone accessories, electrical bulbs, CD plates, and top-up vouchers. He began his business because he dropped out of school due to a lack of financial support. He learned gara tie-dying for three months. He made gara and sold it for one year and the money he got was used to start his business. Working seven days a week and 16 hours a day, he earns about SLL 780,000 every month from this business.

Foday would like a loan in the amount of SLL 3,000,000. Foday requires a loan in order to buy phone accessories, electrical bulbs, and CD plates.

In the future, Foday plans to build a house and expand the business. This loan will help to generate more income. He is a hard-working and honest businessman. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,369.7
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Foday to buy phone accessories, electrical bulbs, and CD plates to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 21, 2013
Currency Exchange Loss:
Jan 17, 2014