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Rithy's Group
In this Group: Rithy, Khon
Living in a rural area in the Ponhea Krek district of Kampong Cham province, Rithy is 23 years old and married with one child. He and his wife earn a living by farming cassava and planting rubber as the main source of the family’s income; he works for others for a fee for additional income. Having been in this business for three years, they are able to earn about 21,900 KHR per day to meet their family’s needs.

Rithy’s group consists of two members who live in the same village. He is a second loan cycle client with Kiva’s partner, VisionFund, and has completely repaid back the previous loan. He successfully used his first loan to support his family.

Now he is seeking a loan of 1,000,000 KHR while another group member is applying for 600,000 KHR from VisionFund. As the leader, he will use his loan portion to buy fertilizer for his farmland, and use a portion of it to spend on labor fees.

He hopes to earn more income to fulfill his dream of having a decent house to live in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,095.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rithy's Group's $400 loan helped a member to buy fertilizer for his farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jul 16, 2013
Aug 21, 2013
Currency Exchange Loss:
Jul 17, 2014