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Originally from a rural village of the Ponhea Krek district of Kampong Cham province, Noern is a 34-year-old mother of three children, two of whom are dependents and still in school. Cassava and rice farming have been the only source for her family’s income to make a living for the last 13 years. She and her husband also work as laborers.The current business earns her about 37,000 KHR per day.
Noern has been with VisionFund for one cycle and fully paid back the loan. Now she is requesting for another loan to buy fertilizer and pesticides for her farmland. She hopes to increase her crop yields so as to make a better living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,095.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Noern to buy fertilizer and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 18, 2013
Aug 21, 2013
Currency Exchange Loss:
May 17, 2014