A loan of $2,450 helped to pay for a maize milling machine that will provide a food milling service to over 300 families in his community.

Chrispin's story

Chrispin, 39, is a businessman with four children from Kabwe District, Zambia. While he is an experienced farmer, he also runs a grocery shop and has been looking for new business opportunities. He is asking for a Kiva loan to buy a maize milling machine so that he can provide a milling service to over 300 households in his community.

The maize milling machine takes raw maize (white corn) and creates a maize flour which is used to make the staple food in Zambia. Most families in Chrispin’s community grow maize on their small farm, drying and storing it to be used as their source of food throughout the year. After the maize kernels are removed from the cob, they have to be milled to create flour. The flour is then boiled in water to make what is locally called Nshima.

Rent-to-Own has worked with Chrispin to thoroughly understand the market potential for a maize milling service in his community. Chrispin’s proposed location for the maize mill is ideal, as the closest competitor is 14km away, and since most members of the community, and others that are nearby, walk or take their maize to the mill by bicycle, it is certain they will prefer to use Chrispin’s mill rather than traveling a longer distance.

Equipment such as a maize mill can be a major boost, not only for rural business owners such as Chrispin, but also for the community as a whole. Unfortunately, the upfront costs of such a maize mill can be very prohibitive. Once Chrispin secures a loan he will be able to get a maize mill from Rent-to-Own. Rent-to-Own will deliver the mill to his place of business, install it, and provide training on how to use and maintain it. With a maize mill, Chrispin will be able to diversify his business and better serve his community.

This loan will help Chrispin establish a profitable service in his community that will support his family and the members of his community throughout the year. It is for this reason Chrispin is asking Kiva lenders to help him with the loan so that he can secure a maize mill as soon as possible.

Loan details

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Loan details