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This is Gilbert who is 29. He is a resident of Silang, Cavite, Philippines. He is married to Rowena and they have children. At this time, he is working hard to meet his family's needs.

Gilbert is a coconut vendor. Most Coconuts in the Philippines are sold by street vendors pushing wooden deep carts. The coconuts are served with one end cut and a straw in it to serve as the container itself or also, coconuts can be offered where the juice and flesh are served in a plastic bag with a straw. His regular customers are those who are thirsty and those who want to refresh themselves from the heat of the sun. He earns a minimum of PHP 850 per day.

To help him continue operations, he is requesting a PHP 50,000 loan. He will be utilizing the loan to buy tires for his cart, wood, coconuts, nails, paint, and a cooling container.

Gilbert dreams that his business will continue to grow and hopes to have a good life. He meets up with his co-fellowship members to share stories of his work every week.*

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 469
    View loans »
    Philippines Loans Fundraising
  • $69,645,400
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Gilbert to assist him with his coconut vending business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 20, 2013
Currency Exchange Loss:
Feb 19, 2014