A loan of $500 helped to process branchless banking products.


Suwirka's story

Suwirka just began working with Ruma on July 25, 2013 to run Ruma’s new business cashing in and cashing out customer’s money for Ruma’s bank partner. As a new agent in Ruma, Suwirka needs a Kiva loan for working capital to start his new business. Suwirka wishes this new business to be another source of his family's income.

Suwirka lives in Pesagi, Penebel, Bali, a rural area about four hours from Denpasar. Suwirka is married and has two children. He lives with four people in the family house.

Prior to joining Ruma, Suwirka worked as a civil employee and farmer.



Loan details


Lenders and lending teams



Loan details