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Santos Nicolaza
Santos, 65, is married and has three children. She lives with them and her husband in a town in Santa Cruz de Yojoa. She always has worked in agriculture growing pineapple, coffee, corn, and beans. She has approximately 20 years of experience.

She has decided to request a third loan for 22,000 lempiras [NHL] to buy inputs such as fertilizer to take care of her crops.

She plans to be able to take care of the corn, pineapple, and bean crops. She'll get a better harvest and be able to increase her profits to get her children ahead and improve herself every day.
View original language description ↓
Doña Santos, tiene 65 años de edad, casada, tiene 3 hijos y vive con ellos y su esposo en una aldea que pertenece a Santa Cruz de Yojoa. Ella siempre se a dedicado a la agricultura como cultivo de piña, café, maíz y frijoles. Tiene de experiencia aproximadamente 20 años. Ha decidido solicitar un tercer préstamo por 22,000 lempiras para la compra de insumos, como fertilizantes para darle mantenimiento a sus cultivos. Su plan es poderle dar un buen mantenimiento a los cultivos de maíz, piña y frijol, para sacar mejor cosecha y poder incrementar las ganancias para sacar a sus hijos adelante y superarse cada día.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,881,200
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Santos Nicolaza to buy agricultural inputs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
At end of term
Jul 18, 2013
Aug 15, 2013
Currency Exchange Loss:
Sep 17, 2014