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Sandra Isabel
Sandra is a primary school teacher at a small school in her town. She has been a teacher for the past 29 years. She is single, with two children for whom she would like to provide the necessities needed for a successful life. One of these necessities is the improvement of their home. This is why she has come to Ceprodel. She is asking for a loan to buy construction materials such as cement, sand, iron, saws for cutting the doors, iron gates and workers. This loan would provide these items and help her to improve her conditions and lifestyle.
Ms Sandra is thankful to Ceprodel for the opportunity to have this loan. It gives the most vulnerable sector of the population the opportunity to succeed.
View original language description ↓
La señora Sandra, se Desempeña como maestro de primaria, en un pequeño colegio del municipio, dedicándose a esa labor desde hace 29 años, es Soltera con 2 hijo a los que tiene que proporcionarle las condiciones necesarias para su desarrollo.
Una de las necesidades que la señora Sandra atraviesa, es de mejorar su vivienda, por lo que ha tomado la decisión de acudir a Ceprodel para solicitar un crédito para la compra materiales de construcción tales como: cemento, arena, hierro, aserraduras para puertas, verjas y mano de obra y ser beneficiada con dicho crédito y mejorar las condiciones y nivel de vida.
La señora Sandra agradece a ceprodel por el crédito oportuno y la oportunidad misma de favorecer atravez del mismo a los sectores más vulnerables.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,767,775
    Funds lent in using Kiva
  • 25.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Sandra Isabel to buy construction materials such as cement, sand, iron, saws for cutting the doors, iron gates and workers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Aug 15, 2013
Currency Exchange Loss:
Sep 17, 2014