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The client lives in Guayaquil’s Isla Trinitaria zone. He’s been an independent construction professional for 15 years having learned from his neighborhood friends. He works alone from 8am until 6pm every day. He’s single, has no children and sadly his mother is blind.

He’d like in future to build a house for her to give her a better way of living. He wants to use the loan money to buy tools and building supplies for his daily work.
View original language description ↓
El cliente vive en la zona de la Isla Trinitaria en Guayaquil. Tiene una profesión de profesional independiente de construcción desde hace 15 años, la cual la aprendió de sus amigos del barrio. Trabaja solo desde las 8 am hasta las 6 pm todos los días. El cliente es soltero, no tiene hijos y lamentablemente tiene a su madre ciega. Desea en un futuro poder construír la casa para ella, para darle una mejor forma de vida. Desea invertir el dinero del crédito en la compra de herramientas y artículos de construcción para su labor diaria.

Additional Information

More information about this loan

This loan is for a Kiva borrower living with a disability. These borrowers face high barriers to obtain loans due to their health condition. Kiva Field Partner Banco D-MIRO combines their loan with free health and life insurance to help borrowers generate the capital necessary to develop and run a business.  

Due to potential safety risks facing disabled borrowers and the need to protect their privacy, the faces of borrowers from Banco D-MIRO may be blurred in photos.

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped this borrower to buy construction tools.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Aug 15, 2013
Currency Exchange Loss:
Jul 2, 2014