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Philly is a 38-year-old man who lives within the border towns separating Uganda and Tanzania. He has a family of four children who attend elementary school. He has a veterinary supply shop where he earns income for a living. He started the shop because there was demand and yet there were no qualified personnel, so he seized the opportunity from which he has gained a lot of profits, though he is challenged by the high cost of the drugs and his capital is small.

Philly hopes to use the loan advanced to him to increase his stock so as to tap both markets at the cross borders. He has a future plan of becoming a leading supplier of vet drugs in the town, a dream he can realize with help from Kiva lenders. He is thankful to Kiva lenders for the support so far. He says his main challenge is too little capital and long droughts that cause hoof and mouth disease, along with low sales during the dry spells.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 117
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,570.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Philly to buy veterinary drugs to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 13, 2013
Aug 20, 2013
Currency Exchange Loss:
Aug 17, 2014