A loan of $1,350 helped to buy more fertilizers and pay for labor costs during rice production.


Jean Bosco's story

Jean Bosco is 30 years old. He is married and has three children between the ages of 5 and 1. His wife works as a farmer as well. With the loan, he wants to buy fertilizers and pay for labor costs during rice production. With the profits, he wants to upgrade his farming practices. Farming rice provides food for his family and helps them to sustain their standard of living. In the picture, his wife behind him is planting rice.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details