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Laure's Group
In this Group: Laure, Odette, Tatiana
This group consists of three women who became acquainted by participating in the same tontine (rotating loan association). They have already been granted four previous loans from ALIDé, all of which were repaid without any problems.

Laure, the representative of the group, is 47 years old and is married with Jules, who is a mason. Together they had three children, some of whom are still in school.

For nearly 10 years she has been buying corn from the village market to make Akassa (thick cornmeal porridge) she sells from her home.

With this new loan she hopes to develop her business by buying more supplies. She plans to use the profits generated to buy her own plot of land.
View original language description ↓
Ce groupe est composé 3 femmes qui se sont connues en faisant de la tontine ensemble. Elles ont déjà obtenu 4 précédent prêts chez ALIDé, tous ayant été remboursés sans aucun problème.

Laure, la représentant du groupe, a 47 ans et est mariée avec Jules, qui est maçon.
Ensemble, ils ont eu 3 enfants, dont certains sont encore scolarisés.

Depuis près de 10 ans, elle achète du maïs au marché de son village afin d'en faire des Akassas (une pâte très et les vendre à son domicile

Avec ce nouveau prêt, elle compte développer son activité en achetant plus de provisions et utiliser les bénéfices générés pour acheter sa propre parcelle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 494.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Laure's Group's $975 loan helped a member buy corn to make Akassa paste.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 19, 2013
Currency Exchange Loss:
Jun 17, 2014