A loan of $3,000 helped to construct a greenhouse.

Dodo's story

Dodo is 51 years old. She lives in the Terjola District in Georgia with her family: her husband, her grown son and her retired mother-in-law. The family runs an agricultural business. They own a dairy cow and sell cheese locally. Additionally, Dodo grows nuts and various of vegetables on the family-owned land and sells the harvest. Besides her agricultural activities, Dodo bakes cakes and distributes them to local groceries. Her son is a mini-bus driver who earns a monthly income. All the family members work hard all day long, but the existing income doesn't cover food and everyday expenses.

Dodo requested a loan from Credo, Kiva's field partner, to start up a family business and build a greenhouse. Her loan request was approved in the framework of a new joint initiative between Kiva and Credo. The start-up loan program envisages providing business start-up and re-startup credits with soft conditions to the vulnerable poor. These people do not have access to credit products, as they're regarded as "high risk borrowers" because of their low income. With this loan, Dodo will purchase all the building materials for the greenhouse. After the greenhouse is built properly, Dodo will grow greens and various types of vegetables. The harvested products will be sold for a good price. The new business initiative, financed with the Kiva start-up loan, will significantly increase the family's income and improve the family's living conditions.

Loan details

Lenders and lending teams

Loan details