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Husniya was born in the city of Kanibadam in the Sogdian Oblast. She has three children and she is a very hard-working person. Husniya raises livestock and sells their dairy products, which she herself makes by hand, at the market. This is the way she earns a living for her family and she is the main breadwinner at home. With the goal of increasing her income, Husniya plans to increase her head of cattle and thus expand her range of dairy products. Following the advice of a friend, Husniya decided to apply for a loan and turned to Arvand. She hopes that with the help of Arvand, she can expand her business and improve her living conditions. She extends her thanks in advance.
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Хусния родилась в городе Канибадам Согдийской области.Она имеет 3-детей. Хусния очень трудолюбивый человек, занимается откормом крупно-рогатого скота и продает домашние собственноручные молочные продукты на рынке. Этой своей деятельностью она кормит свою семью и ее доход является основной в ее семье. С целью улучшения своей доходности Хусния собирается увеличить количество своих коров и тем самым расширить свою домашнюю продукцию. По совету знакомых Хусния решила подать заявку на кредит и обратилась в организацию Арванд. Очень надеется,что с помощью Аранд Хусния сможет расширить свой бизнес и улучшить свои условия проживания. Заранее благодарит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 220
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Husniya to purchase livestock.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 20, 2013
Currency Exchange Loss:
May 17, 2014