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Janepher is a single mother of four children. Three of her children go to school. She doesn’t take care of additional family members. She resides in a rented house and the family has no access to electricity but has piped water. Her monthly expenses include rent and school fees.

She has business of selling sugar canes and Cavendish bananas and has been in this business for six years. She works at the market six days out of every week and sells on a retail basis. She generates additional income through selling mobile phone airtime. Her major business challenges include seasonality and defaulters. She is aspiring to become a wholesaler and also to build her own house.

She has applied for a loan of 400,000 Uganda shillings from MCDT-SACCO to buy more sugar canes and Cavendish bananas.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,570.6
    Uganda Shillings (UGX) = $1 USD