A loan of $1,250 helped to purchase seeds and fertilizer for his second crop.

Sergei's story

Sergei grows vegetables in greenhouses. Thanks to a previous loan he installed a heating system and had a good harvest of early cucumbers and tomatoes. However, because of low prices Sergei didn't receive the income he expected. Sergei is now planting seeds for a second harvest. He is asking for a 10,000 hryvnia loan to buy seeds, fertilizer, and wood for heating. Thanks to the second planting he can harvest and sell vegetables until Christmas and thus earn additional income. Beside growing vegetables, Sergei and his wife also started a new business - selling groceries. They bought a kiosk, brought in goods, and are beginning to earn their first clients, as they sell both what they grew themselves in the greenhouses, and packaged groceries such as grains, sugar, tea, etc.

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Translated from Russian by Kiva volunteer Anna Hazen

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