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12-02-08 Quảng Tâm Group
In this Group: Phương, Hà, Dung, Hạnh, Thủy, Hợi, Chinh, Hằng
Mrs. Phương has a retail business selling dry food. She is requesting a loan to purchase dry food for resale.

Phương is 47 years old and married with three children.
She is the leader of an 8-member group, the 12-02-08 Quảng Tâm solidarity group.
She lives and works in Thanh Hoa city, a urban area in Thanh Hoa province, with two dependents. Another child is grown up.

This is Phương's first loan with Thanh Hoa Fund of Poor Women.
Phương has been involved in this business for more than 10 years.
The main hadrship that Phương faces in her business is a lack of capital.

In the future, Phương hopes for her children to find a good job, for her family to be healthy and happy, and to travel for vacation within the country.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 81
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 21,079.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 12-02-08 Quảng Tâm Group's $2,025 loan helped a member to purchase dry food for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2013
Aug 19, 2013
Currency Exchange Loss:
Aug 17, 2014