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Update on Mariana

Mariana continues with the same activity of selling clothes. She relates that she did well with the previous loan in that she used it to buy a variety of clothing at wholesale. On this occasion she requests the loan to buy jackets and sweaters since they are in high demand because the cold season is approaching. She feels happy and grateful to Kiva lenders because they make her business growth possible.
View original language description ↓
La Sra. Mariana sigue con la misma actividad de la venta de ropa cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de variedad de ropa por mayor, en esta ocasión solicita el crédito para la compra de chamarras y chompas ya que tiene mucha demanda ya que se acerca la época de frio, se siente feliz y agradecido con los prestamistas de Kiva ya que le permiten crecer en su actividad.

Previous Loan Details

Mariana is 24 years old. She sells seasonal clothing at hers sales locale in the community of Santa Martha. this loan is her third cycle in the institution. Mariana is going to use this loan to buy clothing wholesale such as sweaters and jackets, to stock her store. Her reason for asking for thi... More from Mariana's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Mariana to buy sweaters and jackets at wholesale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 14, 2013
Currency Exchange Loss:
Sep 22, 2014
This photo was used before for a previous loan for Mariana. It was first posted on Kiva on Mar, 2013. Learn More