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Maxima Graciela
Máxima is 43 years of age, is single, and has a son. She lives with her son in the Ventanas Canton, in the Los Ríos Province.

The description of the Palmasola communal bank is as follows: It is located in Palmasola, in Ricaurte parish, in Urdaneta Canton. Its members are farmers and livestock breeders.

Máxima is a farmer who cultivates corn and rice. She is requesting the loan to buy fertilizer. With the help of the loan she will be able to buy fertilizer at a lower price because she will be paying cash. She makes her purchases in Ricaurte every week.

Her dream is to buy a plot of land.

A challenge that she faces is the weather.

In her spare time she likes to raise chickens.
View original language description ↓

Máxima tiene 43 años de edad, es soltero, tiene un hijo, vive con su hijo en el Cantón Ventanas Provincia de Los Ríos.

La descripción de la ventanilla es VRC Palmasola, se encuentra ubicada en el recinto Palmasola, pertenece a la parroquia Ricaurte, Cantón Urdaneta, se dedican a labores agrícolas y pecuarias.

Máxima se dedica a la agricultura, siembra de maíz y arroz.
Solicita el crédito para comprar fertilizantes.

Con el apoyo del crédito podrá comprar los fertilizantes a menor precio por ser al contado.

Las compras lo realizan en Ricaurte cada semana. Su sueño es comprar un terreno. Su desafío son los cambios climáticos.

En sus tiempos libres le gusta criar pollos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 56
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Maxima Graciela to buy fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 17, 2013
Aug 14, 2013
Currency Exchange Loss:
Feb 17, 2014