Sandro is 29 years old, single and he lives alone in the subdivision of Ventanas in the Los Rios province. The communal bank he belongs to is San Antonio and its members all work in agriculture. They all live in an area of the Aguas Frias sector and practically grew up in that area. Most of the members work in agriculture or with livestock.
Sandro works in his grocery store, he grows corn and raises chickens. He requests the loan in order to buy fertilizers, supplies and compost. With the support of the loan he'll be able to buy the fertilizers. He makes his purchases in Ventanas every week. His dream is to expand his business and his challenge is pests. During his free time he likes to take care of his crops.
Sandro tiene 29 años de edad, es soltero, vive solo en el Cantón Ventanas Provincia de Los Ríos.
La descripción de la ventanilla es VRC San Antonio sus miembros se dedican a la agricultura todos viven en el sector del Recinto Aguas Frías prácticamente se han Criado en esa zona. Se dedican a labores agrícolas o pecuarias en su mayoría.
Sandro trabaja en su negocio de abarrotes, siembra de maíz , y cría de pollos.
Solicita el crédito para comprar fertilizantes, insumos, abonos.
Con el apoyo del crédito podrá comprar los fertilizantes.
compras lo realizan en Ventanas cada semana.
Su sueño es agrandar su negocio. Su desafío son las plagas. En sus tiempos libres le gusta cuidar sus cultivos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!