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Natividad Evelina

Update on Natividad Evelina

Natividad is 47 years old. She is single and has three children. She lives with her children in the Ventanas canton in the province of Los Rios.

Her communal bank is Ventanilla Rural Comunal San Antonio. Its members work in agriculture. They all live in the Aguas Frias district. They have practically grown up in this zone. The majority of them work in agriculture or livestock raising.

Natividad works in agriculture. She plants corn and raises chickens. She is applying for the loan to buy fertilizers, supplies, and compost.

With the help of the loan, she will be able to buy these items.

She makes her purchases in Ventanas every week. Her dream is to advance with her work. Her challenge is the pests.

She likes to spend her free time at home.
View original language description ↓

Natividad tiene 47 años de edad, es soltera, tiene tres hijos, vive con sus hijos en el Cantón Ventanas Provincia de Los Ríos.

La descripción de la ventanilla es VRC San Antonio sus miembros se dedican a la agricultura todos viven en el sector del Recinto Aguas Frías prácticamente se han Criado en esa zona. Se dedican a labores agrícolas o pecuarias en su mayoría.

Natividad se dedica a la agricultura, siembra de maíz , y cría pollos. Solicita el crédito para comprar fertilizantes, insumos, abonos.

Con el apoyo del crédito podrá comprar los fertilizantes.

Las compras lo realizan en Ventanas cada semana. Su sueño es salir adelante con su trabajo. Su desafío son las plagas.
En sus tiempos libres le gusta pasar en su casa.

Previous Loan Details

Natividad Evelina, 46, is single and has two children. She lives with her husband and children in the city of Ventanas, Los Ríos Province. She’s in the “San Antonio” communal bank whose members all live in the Recinto Aguas Frías sector; they have practically been raised in this zone and they w... More from Natividad Evelina's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,587,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Natividad Evelina to buy fertilizers, supplies, and compost.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 23, 2013
Aug 13, 2013
Currency Exchange Loss:
Aug 17, 2014