Druscillah is a 33-year-old married woman. She has 1 child. She describes herself as determined. She operates a retail shop where she sells sugar, salt, flour, and other household products. She has been involved in this business for 3 years. Her business is located in a competitive area and her primary customers are of all types. She describes her biggest business challenge as a lack of capital. She will use the 50,000 KES loan to add to her stock of sugar, salt, flour, and other items. Her business goal is to own a supermarket within 5 years. She will use the anticipated profits to add to her stock.