A loan of $800 helped to buy mulch and organic fertiilzers.


Jovia's story

Jovia is a repeat borrower having borrowed before from UGAFODE Microfinance through its Ishaka Branch. She is married and has eight children who are all studying. Her major source of income is pineapple growing which she has given her best effort to be able to get income to sustain her family. She gives the business four hours each day and in addition to this business she also grows bananas as a way of supplementing her income. Jovia started growing pineapples in 2000 in rural Bushenyi District. Her main objective in starting the business was to get money to pay school fees for her eight children. Her clients are mainly the people in her local cell and she sometimes gets customers from different villages when they are passing by. Jovia hopes to use the money to buy mulch and fertilizers so that she can have improved yields. Her biggest challenge is the unfavorable climatic conditions which affect her income negatively. She is honest and this has helped her a lot in conducting her business. She has high hopes that her business will do better if the loan of UGX 2,000,000 is given to her.In set is Jovia in her pine apple garden.



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Loan details