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Essowazou Group
In this Group: Komla, Essohana, Komi, Dokoufei, Kpatcha, Ekpaou, Yélétokim, Marcel, Tchaa, Yao, Koffi, Alabam, Hodabalo, Pyalo, N'na, Mazalo, Nathalie, Mazalo, Keyi, Bawiline, Chantal
Mr. Komla was born in 1963. He has children and three of them attend school. His wife is a farmer. He is in charge of the group named ESSOWAZOU that is made up of men and women who have all invested in land. They work in agriculture and grow corn, sorghum, rice and black-eyed peas. Mr. Komla has worked in this field since 1995 and is assisted by three workers. He hopes to build a house and take care of his family with the profits he will make.
Mr Komla est né en 1963. Il est père de famille dont 03 scolarisés. Sa femme est cultivatrice. Il est responsable du groupement nommé ESSOWAZOU constitué de femmes et d’hommes qui ont tous mis leur confiance à la terre. Ils sont tous dans l’agriculture et cultivent du mais, sorgho, riz et du niébé. Depuis 1995, Mr Komla est dans ce domaine et est aidé par 03 personnes. Il veut construire une maison et prendre soin de la famille avec les profits réalisés.

Additional Information

More information about this loan

This loan is part of a special WAGES program for groups of Togolese farmers and livestock breeders, offering financing at a lower interest rate in addition to relevant training. The reduced interest rate is designed to hit a sweet spot, empowering clients in rural Togo to capture significant, impactful profits and become more financially stable after three credit cycles. WAGES is working with the Togolese government, Veterinarians Without Borders and the African Institute for Economic and Social Development to make this program possible. By supporting this loan, you're extending opportunity in a country where 70% of the population works in agriculture but financing options remain scarce.

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,026,400
    Funds lent in using Kiva
  • 492.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD