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Ayesha's Group
In this Group: Ayesha, Rani, Rashida, Zainab, Zareena
Ayesha baji is a widow of M. A. and has been living in a city named Arifwala, Pakistan for the last 29 years. Ayesha baji owns a three-room house. She is the mother of one son, Nadeem Akhtar. He is 21 years old and he has been in the business of selling cosmetics for the last 4 years. Ayesha baji successfully completed her two loans from Asasah (a microfinance institute of Pakistan). Now she is requesting a loan to buy more cosmetics to sell retail.

She is joined in her loan group by a three other members. Rani baji, Rashida baji, Zainab baji, and Zainab baji. Rani, Rashida, and Zainab request loans to buy fruits wholesale to sell retail. Zareena baji requests a loan to repair an auto-rickshaw (local three-wheel vehicle).

The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 343
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 72.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ayesha's Group's $1,175 loan helped a member to improve current businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 25, 2008
Currency Exchange Loss:
Dec 2, 2009