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Saidmurod is 31 years old. He works as a driver and lives in the J. Rumy district. He has a wife and three children. His wife recently learned to cut and sew from a local dressmaker. Now she wants to open her own tailoring business at home. Her husband decided to help his wife, so he is asking for a loan. He wants to use the loan money to buy his wife a sewing machine. His wife is going to embroider two dresses a day. She already has the first clients that she is going to sew for. These are her neighbors, relatives, and friends. Saidmurod's wife is going to sew plain dresses and embroidered dresses, which will bring her a good income and improve the financial situation of the family.
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Саидмуроду 31 год. Он работает водителем и проживает в районе Дж. Руми. У него есть жена и трое детей. Его жена недавно научилась кройке и шитью у местной портнихи. Теперь она хотела бы открыть собственное швейное дело у себя дома. Муж решил помочь жене и поэтому обратился за кредитом. На сумму кредита он хочет купить жене швейную машинку. Его жена за день будет вышивать по два платья. У нее уже есть первые клиенты, которым она будет шить. Это ее соседи, родственники и знакомые. Жена Саидмурода будет шить и обычные платья и платья с вышивками, что будет приносить ей хороший доход и финансовое состояние ее семьи намного улучшится.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 202
    View loans »
    Tajikistan Loans Fundraising
  • $32,085,025
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Saidmurod to buy a sewing machine in order to start a tailoring business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 18, 2013
Currency Exchange Loss:
Aug 17, 2014