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Mr. Hakly S., 41, and his wife, Mrs. Hoy Chhaum, 41, live on an island in the Mekong River about fifteen kilometers from Phnom Penh. They were married in 1987 and have six children, one son and five daughters. One of their daughters is a garment factory worker and another is studying at a local school.

Mr. Hakly has been a cook for ten years, a skill he learned from his neighbor. He cooks for wedding parties and other ceremonies in his nearby villages, while Mrs. Hoy stays at home to take care of the children. Hakly is in the process of repairing his house but lacks the money to buy zinc to roof his house. Therefore, he is requesting a loan of 150 USD to purchase materials to roof his house.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $39,964,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $150 helped Hakly to purchase material to roof his house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 1, 2008
Aug 18, 2008
Currency Exchange Loss:
Feb 15, 2010