A loan of $800 helped to purchase stocks of clothing for resale.


Ekaterine's story

Ekaterine is 37 years old, living in the Gori district with her husband, her school-age daughter, and her son who is a soldier. Ekaterine is a cleaner at the local clinic and gets a monthly income. Her spouse is involved in a car-importing business and earns monthly funds as well. The young couple work hard to ensure their children have better living conditions but the existing income is not enough for satisfying their needs.

Ekaterine decided to start up a clothing sales business with a loan, but the local credit providers usually demand experience and some stable income from the borrowers. Ekaterine’s credit requests were rejected several times, as she didn’t satisfy their requirements. She received this credit in the framework of a joint initiative of Kiva and Credo, the so-called Startup Program, that gives rural poor people the chance to start or re-start businesses. With this loan of 800 USD Ekaterine will purchase clothing at wholesale prices and sell them in her community. Her regular customers will be her co-workers and neighbours. She plans to sell a wide assortment of well-priced clothing for men, women, and children.

It is obvious that the job is hard for Ekaterine, but she is ready to deal with the difficulties and develop her business gradually. The Start Up credit will be a great support for the family, as their income will be significantly increased thanks to Kiva Lenders.



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Loan details