A loan of $1,025 helped to buy more fertilizers and support labor costs during rice production.


Vianney's story

Vianney is 33 years old. He is a father of two children. He has been a rice farmer for the past 25 years. With the loan, he would like to buy more fertilizers and support labor costs during rice production. The profits from the business will be used to upgrade the farming method he has been using. He would like to see himself in an extensive mode of farming in the future. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters and price fluctuations. For this reason, farmers in Rwanda remain under served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details