A loan of $1,350 helped to buy more fertilizer and cover labor costs during rice production.


Vianney's story

Vianney is a father of three. His wife helps him in growing rice and they have spent nine years in rice growing. With the loan, Vianney plans to buy more fertilizer and cover labor costs during rice production. The profits from the rice production will be used to provide food for the family.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details