A loan of $875 helped to buy more fertilizer and to cover labor costs during rice production.


Fabienne's story

Fabienne is 35 years old. He is married with four children, and his wife works as a farmer. He has been working as a rice farmer for the past 17 years. With the loan, he would like to buy more fertilizer and cover labor costs during rice production. The profits from the rice will be used to assist in improving standard of living and taking care of the family's need.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details