A loan of $575 helped to buy more fertilizer and support labor costs during rice production.


Jean's story

Jean is 33 years old. He is married with four children. He has been a rice farmer for the past 15 years, and he has spent most of his entire career in growing rice. With the loan, he would like to buy more fertilizer and support labor costs during rice production. The profits from the business will be used to upgrade his farming ability in the future.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details