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Saodat is a woman who has a higher education. She is 47 years old and for many years now, she has been working in the medical field. For 22 years she has been a doctor in a hospital. Presently, she is the head doctor in the maternity ward. She has a great deal of experience and she is very good at what she does. She is also the beloved mother of four children and an attentive wife. Saodat’s husband is a businessman.

Saodat needs to do some home repairs because their home is in bad condition. It is impossible to live there during the cold winter months. She is requesting a loan of 5,000 somoni to buy building materials such as cement, lumber, paint, and so forth. She is relying on you kindness and charity.
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Саодат женщина с высшим образованием. Ей 47 лет. Она уже много лет служит в сфере медицины. Саодат более 22 года работает в больнице врачом. Данное время она работает главным врачом в родильном отделении. Она имеет большой опыт и хорошо знает своё дело. Саодат любимая мать 4 детей и заботливая жена для своего мужа. Ее муж занимается бизнесом. Она должна отремонтировать свой дом, так как ее дом имеет плохое состояние и зимой в холодное время невозможно жить. Она запрашивает займ на сумму 5000 сомони для покупки строительных материалов как цемент, древесина, краски и т.п. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Saodat to buy building materials for repairing her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Aug 18, 2013
Currency Exchange Loss:
Sep 25, 2014