A loan of $1,075 helped to buy fertilizer and support labor costs during rice production.


Jean Damascene's story

Jean Damascene was born in 1976; he is married with two children, who are 6 years old and 8 years old and they go to school. His wife works as a farmer. Jean Damascene has been a rice farmer for the past 19 years. With the loan, he wants to buy fertilizer and support labor costs during rice production. The profits from his produce will be used in becoming a self-sustainable family for a better future.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details