A loan of $1,250 helped to buy more fertilizer and pay laborers during the rice harvest.


Mathias's story

Mathias, 27, is a young and energetic gentleman. He is married with two children; the eldest, aged six years, attends school. He has farmed rice for the past five years.


Mathias is applying for a 805,000 RWF loan through Urwego to buy more fertilizer and pay laborers during the rice harvest. The profits will be used to provide food for the family and other necessities.


The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations.


For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details