A loan of $1,375 helped to buy more fertilizers and support labor costs during rice production.


Jean Baptiste's story

Jean Baptiste, a 50-year-old married father of five children between 7 and 23 years of age, has been a rice farmer for 20 years. With this loan, he will buy more fertilizers and support labor costs incurred during rice production. Jean Baptiste is expecting to reinvest his profits in his rice production.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details