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Sandukht was born in 1964 in Georgia, and when she was 21 years old her family came back to their motherland, where her father built a beautiful house in the village of Ddmashen in the Gegharkunik region.

For several years Sandukht has worked at the house of culture in their village. She has also worked at the knitting factory. When she got married she became a housewife and she brought up her three nice children (two daughters and a son). Today her daughters are married and they live separately with their families, and her son is now in the military service.

Sandukht and her husband now have nothing to do but to become fully engaged in farming and agriculture. They cultivate potatoes, beetroot and barley, and on their small farm they also have two cows, a bull, two calves, eight sheep and forty chickens. Sandukht sells all their farm products herself at their village wholesale food market.

She is asking for a loan of 500,000 Armenian drams to increase the number of her farm cattle. She has already taken a loan once from Nor Horizon and she is sure that this deal with Kiva lenders will be as productive as the previous one with Nor Horizon.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 171
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 407.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Sandukht to increase the number of her farm cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 18, 2013
Currency Exchange Loss:
Aug 17, 2015