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Jumagul is a young and married woman, who is living in the J.Rumy region. She is 26 years old. She is the mother of two children. Her husband is a cattle breeder and farmer. He supports the family through the income from these activities.

Jumagul is a housewife. She knows how to sew women's national dresses. Currently she would like to apply her skills in practice. But to do this she needs a sewing machine. With this aim, Jumagul applied for a loan, in order to purchase a sewing machine and start her own sewing business. Jumagul wants to earn money for living herself and to be an independent woman.

The sewing business is a profitable business in their area, as the village women prefer to sew dresses on order from seamstresses. Jumagul plans to take orders at her home. She would like to spend the income from the business on improving everyday life.
View original language description ↓
Джумагул молодая замужняя женщина, проживающая в районе Дж.Руми. Ей 26 лет. Она является матерью двоих детей. Ее муж скотовод и земледелец. Он обеспечивает семью за счет дохода с этих деятельностей. Джумагул домохозяйка. Она умеет вышивать женские национальные платья. Теперь она хотела бы применить свои способности на деле. Но для этого ей нужна швейная машинка. С такой целью Джумагул обратилась за кредитом, чтобы купить швейную машинку и начать собственное швейное дело. Джумагул хочет сама зарабатывать на жизнь и быть независимой женщиной. Швейный бизнес в их местности считается прибыльным бизнесом, так как сельские женщины предпочитают шить платья на заказ у портних. Джумагул планирует принимать заказы у себя дома. Прибыль с бизнеса она хочет потратить на улучшение быта.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $32,112,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Jumagul to purchase a sewing machine in order to start a sewing business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 18, 2013
Currency Exchange Loss:
Mar 19, 2015