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12-03-03 Quảng Tâm Group
In this Group: Liệu, Vinh, Lệnh, Thủy, Sáu, Hoa
Liệu is applying for a loan to improve her business. She operates a food stall/restaurant selling beverages. Liệu is 63 years old and she is married with one child. She is the leader of a six-member group, the 12-03-03 Quảng Tâm solidarity group. Because her child is grown up, Liệu supports no dependents with her business in Thanh Hoa city, an urban town in the Thanh Hoa province.

This is Liệu first loan with Thanh Hoa Fund of Poor Women. Liệu has been involved in this business for two years. The main hardship that Liệu faces in her business is the lack of capital. In the future, Liệu hopes for her family to be healthy and happy, for her child to find a good job, and to travel for vacation within the country.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 57
    View loans »
    Vietnam Loans Fundraising
  • $17,278,400
    Funds lent in using Kiva
  • 21,074.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 12-03-03 Quảng Tâm Group's $1,525 loan helped a member to purchase drinks for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2013
Aug 18, 2013
Currency Exchange Loss:
Aug 17, 2014