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Mónica Liliana
This borrower is from the city of Machala. She started her business after her last pregnancy because she needed income. Her husband helped her set up a store and a diner, both of which she has managed to this very day. She works three days a week selling food and on the other days she sells shoes and cosmetics. The borrower is married and her husband works as a butcher. They have four children who attend a state school in the neighborhood.

In the future, she aspires to have a business in her house, maintain a restaurant in the city market, and see that her children remain healthy.
View original language description ↓
La cliente es de la ciudad de Machala. Empezó su actividad a raíz de su último embarazo, porque necesitaba tener ingresos y su esposo le ayuda a colocar una tienda y comedor, con el cual se ha mantenido hasta el día de hoy. Trabaja 3 días a la semana en la venta de comida y los demás días se dedica a la venta de zapatos y cosméticos. Es casada y su esposo trabaja como carnicero. Tiene 4 hijos, quienes estudian en la escuela fiscal del sector. Aspira en un futuro a tener el negocio en su casa, mantener el restaurante en el mercado de la ciudad y que sus hijos estén siempres saludales.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 69
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Mónica Liliana to buy shoes, cosmetics, and beverages to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Sep 5, 2013
Currency Exchange Loss:
Sep 4, 2014