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Tamazi is 27 years old. He lives in the Bolnisi district of Georgia with his children, wife and parents. His previous Kiva loan was a great support, as he managed to cultivate a plot of land and grow a good quality harvest.

With this loan, Tamazi would like to purchase a tractor. He will use it to perform agricultural work on the lands of nearby farmers, mainly in tilling and sowing seasons, and will be paid by landlords. He will save any profits generated by the tractor and continue to cultivate his own land.

He expects that this loan will significantly increase his family's income and enable him to provide better living conditions for his family.

Additional Information

More information about this loan

This loan is part of Credo's startup loan program targeting particularly vulnerable clients who live at the subsistence level and have been unable to obtain credit due to lack of income from an existing business. This program offers them a longer repayment term and an annual interest rate that is 5% lower than the standard interest rate. By funding this loan, you are supporting a program that gives borrowers a second chance to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. Learn more about Credo's startup loan program on the Kiva Blog.

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.


About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Tamazi to purchase a tractor.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jul 20, 2013
Aug 17, 2013
Currency Exchange Loss:
Apr 17, 2015