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Al Fawar Group
In this Group: Zenaida , Lourdes , Leonora , Josefina
Zenaida is the featured borrower of Al Fawar group. She joined with the other group members to apply for a loan from Kiva's partner Al Majmoua. They have been friends since they came to work in Lebanon from their hometowns in the Philippines.

Zenaida is the 48-year-old divorced mother of five children. She works as a housekeeper to provide her beloved children with a good living. The loan she has applied for will be sent to her children in the Philippines to pay for their necessary school needs. She is the second from the right in the picture. As for the other group members, Leonora is the first from the right, Josefina is the tallest (she's the second from the left), and finally Lourdes is the first from the left.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 85
    View loans »
    Lebanon Loans Fundraising
  • $19,267,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Al Fawar Group's $1,600 loan helped a member to pay her children's school fees.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 14, 2013
Aug 17, 2013
Currency Exchange Loss:
Feb 17, 2014