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Zilyat is a resident of the Gissar region. She is 43 years old. She is married and has four children. Her children study and work. Zilyat herself earns money for living working with retail. She opened a grocery store not long ago, and has developed this business for four months already. She mainly sells butter, sugar, tea, pasta, eggs, biscuits, wafers, chocolate, candy, refreshments and so on. Her goods are constantly in demand and quickly sell out. Her children help her with the business.

Currently Zilyat would like to increase the assortment of products and expand her business. With this intention she applied for a loan. Zilyat would like to save the income from the business and in the future renovate her house and marry away her eldest son.
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Зилят жительница Гиссарского района. Ей 43 года. Она замужем и имеет четверых детей. Ее дети учатся и работают. Сама Зилят зарабатывает на жизнь занимаясь торговлей. Она недавно открыла продуктовый магазин и уже 4 месяца как продвигает этот бизнес. Она в основном продает масло, сахар, чай, макароны, яйцо, кексы, вафли, шоколад, конфеты, прохладительные напитки и т.д. Ее товар постоянно в спросе и быстро расходится. Ей в в торговле помогают дети. Сейчас Зилят хочет увеличить ассортимент продуктов и расширить бизнес. С этим намерением она обратилась за кредитом. Зилят прибыль с деятельности хочет откладывать и в будущем отремонтировав дом, женить своего старшего сына.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zilyat to purchase food products for her store, to develop her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 6, 2013
Aug 18, 2013
Currency Exchange Loss:
May 17, 2014