A loan of $2,675 helped to expand the range of products in her shop.


Irina's story

Irina is 44 years old, not married, and has an adult daughter of the age of 21. After having lived in a civil marriage for 10 years, Irina was left alone.

In 2002, while looking for a source of income for her small family, Irina began selling men's and women's clothing at the market in the village of Kaindy, using 6000 som (KGS) as her starting capital. Since the trade was not very profitable, Irina sold off her inventory and from 2006 to 2007 worked as a saleswoman at a store. As her next step, Irina decided to lease a nearby shop that sells detergents, soaps, and cosmetics. Thanks to her tenacity, persistence, and daily work, Irina was able to develop her business, using the profits to buy an apartment in the village.

In order to broaden the assortment of goods, and also as she intends to purchase the space where she trades, Irina turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 130,000 som (KGS). Irina plans to invest the income from the loan in arranging work for her daughter, who graduated from college of medicine this year.

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Translated from Russian by Kiva volunteer Audhild A.



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