Mary is 37 years old and is a wife and mother of four children. Mary is a resourceful mother and successful business woman. She works very hard to support her children who are currently in school. She trades towels, sponges and assorted soaps by hawking. She has inadequate working capital to support her business growth. With the loan she will be able to purchase more inventory for more profit. She hopes to save enough income to support her family. Mary belongs to the community group called the St. Pauls Trust Group. In this group, members agree to guarantee for one another and provide assistance to one another to repay the loan.