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Sila's Group
In this Group: Sila, Savoern, Seangkin, Soklim, Ratrey
Living in a wooden house located in Kampong Cham province’s Tbaung Khmum district, Sila is now 35 years old and married. She has four children, all of whom are still in school. Sila and her husband are farmers who grow rice and cassava, and they have engaged in the business for 15 years. The current business earns them about 30,000KHR per day to support the family’s needs, and they can afford to save about 15,000KHR each day.

Sila is a third cycle client with Kiva’s partner, VisionFund, and she completely paid back the past loan, which has helped her relieve her family’s financial burden and generate more income for her family. Now she is leading her group to apply for a loan. As the leader, Sila wants to use her portion to buy fertilizer and seeds for her farmland and will use a portion to pay labor fees. She hopes the loan from VisionFund will enable her to make a more healthy rice crop to make more income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 203
    View loans »
    Cambodia Loans Fundraising
  • $40,020,550
    Funds lent in using Kiva
  • 4,117.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sila's Group's $1,475 loan helped a member to buy fertilizer and seeds for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 12, 2013
Aug 17, 2013
Currency Exchange Loss:
Jul 17, 2014