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Noern's Group
In this Group: Noern, Chanthorn
Noern, 35, lives with her husband and two children in a rural village in the Tbaung Khmum district of Kampong Cham province, Cambodia. She has struggled to feed and care her children by farming rice. She has been in the business for 16 years while her husband is a paid worker. Together, they can earn about 29,000KHR per day and manage to save about 8,000KHR each day for the future.

Noern has been with VisionFund for four cycles, while the other member is just with VisionFund this cycle. Noern wisely and successfully used the loans from VisionFund to relieve the family’s financial burden. As the leader, she is leading her group to apply for another loan. She wants to use her portion to buy fertilizers for her farmland and will use a portion of it to spend on buying more plots of farmland. She hopes to grow her rice well and raise more healthy crops to make a living better.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 161
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • 4,117.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noern's Group's $1,725 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 17, 2013
Currency Exchange Loss:
Feb 20, 2015