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Sandra Elizabeth
This borrower lives in Libertad. She worked a long time at a retail shop where she gradually gained experience before finally opening her own business. She works on her own based on a set schedule and the orders that she receives. The borrower is single and has no children. In the future, she hopes to increase her business and grow even more.

For now, she is requesting funds in order to buy merchandise such as sweaters and warm-up suits.

View original language description ↓
El cliente vive en Libertad. Trabajaba desde hace mucho tiempo en un local vendiendo y poco a poco fue adquiriendo experiencia y finalmente pudo montar su negocio. Trabaja por su cuenta, en horas fijas y bajo pedidos. Es soltera y no tiene hijos. Espera en un futuro poder incrementar su negocio y crecer aún más. Ahora requiere del dinero para la compra de mercadería: chompas, calentadores.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 31
    View loans »
    Ecuador Loans Fundraising
  • $26,524,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,400 helped Sandra Elizabeth to buy winter clothes, such as sweaters and warm-up suits.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Sep 1, 2013
Currency Exchange Loss:
Oct 1, 2013