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Update on Abass

This is 53-year-old Abass. He is married and has five children ages 24, 21, 19, 17 and 16. He has two additional dependents who live with him for schooling.

In 1997, Abass established his provisions and confectioneries business. He began his business for self-empowerment. His business is located at city centre and his main customers are both men and women. Working seven days a week and 14 hours a day, he earns about SLL 800,000 every month from this business.

Abass would like a loan in the amount of SLL 5,000,000. Abass has already received and successfully repaid three loans, and now requires a new loan in order to purchase sardines (1,500,000), batteries (700,000) and biscuits (500,000). He hopes that this loan shall provide him with more income for domestic use.

In the future, Abass plans to educate his children, to build a house and to rent a spacious shop. He thanks you for your support.

Previous Loan Details

This is 52-year-old Abass. He is married and has five children ages 23, 12, 19, 17 and 15. He has two additional dependents who live with him for schooling. In 1997, Abass established his provisions and other confectioneries business. He began his business just for self-empowerment. His business... More from Abass's previous loan »

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 38
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,290.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Abass to buy sardines, batteries, and biscuits.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 2, 2013
Aug 16, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Abass. It was first posted on Kiva on Jan, 2013. Learn More