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Juana Marizol
Juana is a very optimistic woman. In her academic development, she boasts a license in business administration, accounting and is currently study to become licensed in primary education. She is married with two children for whom she must provide all of the necessities to develop. They study at the community schools, and have done so for both elementary and high school.

One of Juana's current needs is to graduate with a degree in primary education, a product of the huge effort she has given to reach her objective. With this need in mind, she made the wise decision to visit Ceprodel to solicit a loan to finish her studies. This would greatly improve her career prospects due to the academic achievements she would be able to present, which in turn would enhance her quality of life.
View original language description ↓
Juana es una señora bien Optimista en cuanto al desarrollo académico ostenta la especialidad de Licenciada en administración de empresa, contador y actualmente está estudiando licenciatura en maestra de educación primaria, es Casada con 2 hijos a su cargo, a los que tiene que proporcionarles las condiciones necesarias para que se desarrollen, estudian en los colegios del municipio, tanto en secundaria como en primaria.
Una de las necesidades que la señora Juana atraviesa hoy en día es de graduarse como licenciada en educación primaria, producto del gran esfuerzo realizado para alcanzar tan deseado objetivo, ya que debido a esta necesidad, le `permitió tomar la decisión sabia de visitar a ceprodel para solicitar un crédito para realizar los estudios de sus sueños, el que le beneficiara aun mas en su centro laboral, por el nivel académico que presentaría, lo que de paso le vendría mejorar sus condiciones de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $26,425,425
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Juana Marizol pay for university classes at UNAN León to become a licensed primary school teacher.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Aug 10, 2013
Currency Exchange Loss:
Jul 18, 2014